[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"content-doc-dciof00c738e":3},{"user":4,"document":8,"mainDocument":26,"columnUrl":28,"subscription":29,"footer":41,"text":76},{"isAuthenticated":5,"isAdmin":5,"displayName":6,"avatarUrl":6,"nid":6,"groupLevel":7},false,"",-10,{"id":9,"fullTitle":10,"subTitle":6,"url":11,"columnId":12,"columnName":13,"columnUrl":14,"summary":6,"contentHtml":15,"mainContentHtml":6,"posterUrl":16,"createDate":17,"displayDate":18,"displayDateSlash":19,"pageviews":20,"tags":21,"hidden":5,"isSubContent":5,"replyDocOrTargetId":6,"contentType":22,"videoId":6,"liveVideoUrl":6,"duration":23,"price":23,"priceText":24,"priceBadgeText":24,"priceBadgeClass":25,"freeForMinGroupLevel":23,"redirectUrl":6,"readyToStream":5},"dciof00c738e","美国富人如何合法“避税”？","\u002Fdoc\u002Fdciof00c738e","col18178739ee","美股资讯","\u002Fcol\u002Fcol18178739ee","\u003Cp>图中分三种情况，说明富人如何通过巧妙设计收入和资产，减少甚至完全避免缴税。下面是详细中文解释：\u003C\u002Fp>\n\u003Ch3>🔵 第一种情况：\u003Cstrong>普通人（NORMAL）\u003C\u002Fstrong> —— 工资收入，缴税最多\u003C\u002Fh3>\n\u003Cp>CEO领取 \u003Cstrong>100万美元的工资\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>工资作为 \u003Cstrong>普通收入\u003C\u002Fstrong>，需要缴纳大约 \u003Cstrong>40% 的所得税\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>税后只剩 \u003Cstrong>60万美元可用\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>👉 大多数普通打工人就是这样赚钱、这样被征税的。税率最高，留在自己手里的钱最少。\u003C\u002Fp>\n\u003Cfigure class=\"image\" data-img-size-val=\"1080,1448\">\u003Cimg src=\"https:\u002F\u002Fimg.36krcdn.com\u002Fhsossms\u002F20250722\u002Fv2_b36084cf9dd84d40977eedfbd8f88609@5576020_oswg149189oswg1080oswg1448_img_000\">\u003C\u002Ffigure>\n\u003Ch3> \u003C\u002Fh3>\n\u003Ch3>第二种情况：\u003Cstrong>少交税（LESS TAX）\u003C\u002Fstrong> —— 股票变现，税率更低\u003C\u002Fh3>\n\u003Cp>CEO 拥有 \u003Cstrong>价值100万美元的公司股票\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>他选择 \u003Cstrong>出售股票换现金\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>股票增值部分缴纳的是 \u003Cstrong>资本利得税（capital gains tax）\u003C\u002Fstrong>，税率大约 \u003Cstrong>25%\u003C\u002Fstrong>，比工资收入低\u003C\u002Fp>\n\u003Cp>税后留下约 \u003Cstrong>75万美元\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>👉 富人通过股票获取财富，然后以较低税率出售，节税效果显著。\u003C\u002Fp>\n\u003Ch3>🔴 第三种情况：\u003Cstrong>不交税（NO TAX）\u003C\u002Fstrong> —— 股票抵押贷款，避开所有税\u003C\u002Fh3>\n\u003Cp>CEO 拥有 \u003Cstrong>100万美元的公司股票\u003C\u002Fstrong>，\u003Cstrong>不出售\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>他用这些股票 \u003Cstrong>作为抵押，从银行贷款\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>拿到贷款后，像使用“收入”一样 \u003Cstrong>花这笔钱\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>因为贷款 \u003Cstrong>不是收入\u003C\u002Fstrong>，所以\u003Cstrong>不需要缴税\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>股票仍然继续升值\u003C\u002Fp>\n\u003Cp>\u003Cstrong>只有等他哪天真正卖掉股票时，才需要缴资本利得税\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>👉 表面上他“没有收入”，但实际上用贷款在生活，\u003Cstrong>实现完全合法的避税\u003C\u002Fstrong>。\u003C\u002Fp>\n\u003Ch3>💡 关键：富人用的是 “买 - 抵押 - 等死” 策略\u003C\u002Fh3>\n\u003Cp>俗称 \u003Cstrong>“Buy, Borrow, Die”\u003C\u002Fstrong>，步骤如下：\u003C\u002Fp>\n\u003Cp>\u003Cstrong>买入或持有不断升值的资产\u003C\u002Fstrong>（如股票、地产）\u003C\u002Fp>\n\u003Cp>\u003Cstrong>用资产抵押贷款\u003C\u002Fstrong>，生活花销靠贷款，不是收入 → 不缴税\u003C\u002Fp>\n\u003Cp>\u003Cstrong>去世时资产传给子女\u003C\u002Fstrong>，根据美国法律享有“成本基础调升（step-up basis）”，→ 子女\u003Cstrong>几乎不需缴纳资本利得税\u003C\u002Fstrong>\u003C\u002Fp>","https:\u002F\u002Fstockwebsiteblob.blob.core.windows.net\u002Fweb-202507-stk\u002FUploader0qxos1aym3n_2025_07_21_18_28_25.jpeg","2025-07-22T01:26:52.377","2025.07.22","2025\u002F07\u002F22",59776,[],"Article",0,"免费","success",{"id":9,"fullTitle":10,"subTitle":6,"url":11,"columnId":12,"columnName":13,"columnUrl":14,"summary":6,"contentHtml":15,"mainContentHtml":6,"posterUrl":16,"createDate":17,"displayDate":18,"displayDateSlash":19,"pageviews":20,"tags":27,"hidden":5,"isSubContent":5,"replyDocOrTargetId":6,"contentType":22,"videoId":6,"liveVideoUrl":6,"duration":23,"price":23,"priceText":24,"priceBadgeText":24,"priceBadgeClass":25,"freeForMinGroupLevel":23,"redirectUrl":6,"readyToStream":5},[],"\u002Fcol\u002Fstocknews",{"visible":5,"marketingHtml":30,"services":31,"recentDocuments":40},"\u003Cfigure class=\"image\">\u003Ca href=\"https:\u002F\u002Fstockwe.com\u002Fdoc\u002Fdcio537efad5\" target=\"_blank\" rel=\"noopener noreferrer\">\u003Cimg style=\"display:block;margin-left:auto;margin-right:auto;\" src=\"https:\u002F\u002Fstockwewebfiles.blob.core.windows.net\u002Fweb-202408-stk\u002F1586109431mceclip0.jpg\">\u003C\u002Fa>\u003C\u002Ffigure>\u003Cdiv class=\"text-center\">\u003Ch2 class=\"card-title mx-auto\">\u003Cbr>\u003Ca target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\u002F\u002Fstockwe.com\u002Fdoc\u002Fdcio537efad5\">案例介绍：英伟达深度研究报告\u003C\u002Fa>\u003C\u002Fh2>\u003C\u002Fdiv>",[32,36],{"productId":33,"serviceName":34,"priceText":35},"prod_PPxdDdK87QaiLv","月付","$12.95美元",{"productId":37,"serviceName":38,"priceText":39},"prod_PPxeMs3bix1da5","年付","$149.00美元",[],{"links":42,"images":67,"summaryHtml":72,"aboutTitle":73,"aboutHtml":74,"copyrightHtml":75},[43,46,49,52,55,58,61,64],{"label":44,"url":45},"深度报告","\u002Fcol\u002FdepthReport",{"label":47,"url":48},"VIP会员","\u002Fplan",{"label":50,"url":51},"期权推荐","\u002FOption",{"label":53,"url":54},"低价暴涨股","\u002FPenny",{"label":56,"url":57},"常见问题","https:\u002F\u002Fstockwe.com\u002FFAQ",{"label":59,"url":60},"美股课程","\u002Fcol\u002Fvideos",{"label":62,"url":63},"免责声明","\u002Fdisclaimer",{"label":65,"url":66},"联系我们","\u002FContactUs",[68,69,70,71],"https:\u002F\u002Fstockwebsiteblob.blob.core.windows.net\u002Fweb-202509-stk\u002FUploaderzic2tuwsol2_2025_09_11_18_21_07.gif","https:\u002F\u002Fstockwebsiteblob.blob.core.windows.net\u002Fweb-202509-stk\u002FUploadercakzdvydksw_2025_09_03_09_00_56.png","https:\u002F\u002Fstockwebsiteblob.blob.core.windows.net\u002Fweb-202509-stk\u002FUploadergtjyagwvoyk_2025_09_14_08_32_05.png","https:\u002F\u002Fstockwebsiteblob.blob.core.windows.net\u002Fweb-202509-stk\u002FUploader3u0tt4jhlqh_2025_09_23_22_30_48.png","邮箱: buy@TradesMax.com 美国电话 626-378-3637","公司介绍","\u003Cp class=\"MsoNormal\">美股大数据 StockWe.com 是一个美国领先的金融和美股信息大数据提供商，紧盯华尔街金融市场和行情，2008年成立于美国硅谷，创始人是前纽约证券交易所资深分析师Ken，联合多位摩根斯坦利分析师，谷歌 Meta工程师利用AI和大数据，配合十多年美股实战经验和业内量化交易模型，每天处理千万级股票数据：挖掘潜力大牛股，捕捉期权异动大单，实时主力资金流向、机构持仓变化、川普突发新闻，精准买卖信号第一时间发到您手机APP。\u003C\u002Fp>","专业美股投资者都在这里",{"loading":77,"search":78,"searchPlaceholder":78,"hotContent":79,"draft":80,"noData":81,"searchNoData":82,"edit":83,"editVideo":84,"courseContent":85,"more":86,"buyNow":87,"subscribeNow":88,"encoding":89,"paidContent":90},"Loading...","搜索","热门内容","草稿","目前没有任何内容公布","当前检索内容没有数据","编辑","编辑视频","课程内容","更多","立即购买后观看","- 立即订阅 -","视频编码中...","付费内容"]